Note:*Estimates of 60% are examples of past performance and do not guarantee future results. Savings based upon balance owed at time of settlement and excludes fees for services rendered. Individual results may vary and are dependent on factors such as successful program completion, creditor cooperation and ability to save funds. Not all clients successfully complete the program. Debt SWAT, (888-806-HOPE - pay 40-65% less than what you owe, Guaranteed Debt Relief, Cut Debt up to 65% & Be Debt Free in 12 - 48 Months. No Upfront Fees!) does not assume or pay any debt, nor does it provide legal advice or offer credit repair. Program not available in all states. Debt settlement may negatively impact credit ratings. Nonpayment of debt may increase interest or fees and cause collection activity including possible litigation. Read and understand contract terms before enrolling.